Budgeting is all very well but your expenditures are not set in stone. Many will be daily, some weekly, most monthly, and others yearly.

While there is no point trying to predict what you are going to spend to the cent in six months time, it is certainly worth keeping the different timelines in mind.

Daily Expenses:
Sometime it seems all you have to do to spend money is get up in the morning. So on a micro scale, consider these day-to-day expenses in your budget:

1.    Lunch                        __________
2.    Newspaper               __________
3.    Coffee                       __________
4.    Travel fares/parking lot charge  __________
5.    Possible drink after work:          __________

       Daily Total:               __________

Weekly Expenses:
These can really surprise you since they are overlooked both on a daily and monthly basis. Weekly expenses, however, play as much a part in your budget as any other type of cost. Consider the following examples when you are drawing up your brutally honest budget plan:

1.    Take out                __________
2.    Cleaner                  __________
3.    Grocery Shopping          __________
4.    Exercise class                __________
5.    Big weekend night out       __________
6.    Gas                   __________