Stop Renting! How to Own Your Dream Home
SM: So, the moral of the story is, shop more?
Hiner: Exactly. You now have a reason for buying those shoes—tell your friends that you’re building credit. 
Adam Hiner is the senior loan consultant and project manager of One Easy Fee, an online direct lender. For more information, visit www.oneeasyfee.com. Photo ©Karin Lau/Fotolia.
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| catherinehirschman | |
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I recently took the plunge and bought a tiny apartment on the Upper West Side of Manhattan. I started looking a year earlier, but had gotten scared off by the process. A good friend, who is a realtor, really helped me by making me go to the bank and get a sense of the type of mortgage I could afford. Once I knew that, I had a better sense of my price range. I didn't even look at places I could not afford. It was good I had some extra money for the closing costs because last minute the board of the building decided they wanted two years maitenance up front. I made sure to get a building with low maintenance costs so that my monthly mortgage and maintenance payments are very close to what it would have been to rent in the same area. Things came up and after a year I am living in California for at least a year. I rented the apartment for a good price and am making a nice profit. I did not want to wait to buy an apartment with a significant other because I wanted to start building up an investment now instead of wasting money on rent. Maybe one day I will upgrade. I think more women should think about taking the plunge. |
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