3.    We have to agree on everything.
Some couples think that any disagreement is a deep and permanent conflict that will destroy the relationship. If he likes to spend and you like to save, or vice versa, this does not mean the end of the relationship. Agree to disagree on small matters and compromise on the large ones. Remember, if two people agree on everything, one of them is unnecessary.

4.    We can’t enjoy the present because we have to save for the future.
An intelligent savings plan includes some enjoyment in the present. You don’t have to go on an expensive vacation or spend lots of money on weekend entertainment, if that is outside of your budget. You do, however, have to reserve some time (and some funds) for enjoying yourselves right now. If you don’t nurture your relationship with some pleasures now, you might not have a future together.

5.    Money is more important than our relationship.
Every relationship has its share of money regrets. Each partner says to himself: “If only she (or he) had let me invest… or kept me from investing… or spent money on… or not spent money on….” These regrets and unfulfilled wishes can be very expensive in terms of energy and goodwill in your relationship. This ruminating is not productive, so let it go to make more space in your relationship for future inflows of money and love.